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Retail Banking

Auto Loan

Overview

Through NBK - Egypt auto loan program you can own the car you always dreamed of. Our Auto Loan program allows you to borrow up to 1,000,000 EGP to purchase your car.


  • Terms and conditions apply.
  • The bank has the right to amend any of the criteria, terms and conditions without prior notice.

Loan features

  • Loan amount:
    • Minimum: L.E 25,000
    • Maximum: L.E 1,000,000
  • Repayment period:
    • Maximum: 5 years
  • Financing up to 90 % of the car value
  • Free Life insurance policy

Customer entitlement criteria

  • Nationality: Egyptians only
  • Age: min 21 years old and max 60 years old (at loan maturity)
  • Loan is granted to individuals either employed or, self-employed
  • Guarantor not required

Required documentation

  • Employed:
    • Personal ID
    • Recent utility bill (Max. 3 Months )
    • Salary certificate
    • An Undertaking letter from employer to transfer Salary or Installment (In case of salary or installment transfer).
    • Filled and signed Loan application form
    • Car Insurance Policy
    • Recent 3 months bank statement
    • 3 months salary slips
    • Quotation from vehicle dealer
  • Self Employed:
    • Personal ID
    • Recent utility bill (Max. 3 Months )
    • Recent Commercial register (Max. 6 Months)
    • Original net income certificate issued by a Chartered Accountant
    • Recent 6 months Bank statement or formal tax declaration (stamped as received by tax authority).
    • Filled and signed Loan application form
    • Car Insurance Policy
    • Quotation from vehicle dealer
  • Overview
  • Loan features
  • Customer entitlement criteria
  • Required documentation