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Retail Banking

Mortgage Loan

Overview

A unique product offering with a possibility of borrowing up to EGP 4,000,000. Our Mortgage Loan will allow you to own your desired apartment or villa. We offer an extended repayment period up to 15 years.

  • Terms and conditions apply.
  • The bank has the right to amend any of the criteria, terms and conditions without prior notice.

Loan features

  • Loan features
    • Minimum: L.E 100,000
    • Maximum: L.E 4,000,000
  • Repayment period
    • Minimum: 1 year
    • Maximum: 15 years
  • Financing up to 85 % from the unit value, unit must be fully constructed and all facilities are available.

Customer entitlement criteria:

  • Nationality: Egyptian
  • Age: min 21 years old and max 65 years old (at loan maturity)
  • Minimum family income: EGP 2,500
  • Loan is granted to individuals either employed or self-employed
  • Property insurance is required.

Required Documentation

  • Salaried employee:
    • Personal ID
    • Recent Utility Bill (Max 3 Months old)
    • Salary certificate
    • Salary Slip
    • The registered (or can be registered) ownership document of the financed unit
    • Building license
    • Real estate certificate
    • Transmitting the financed unit's to the order of NBK - Egypt (in case of new Cities)
  • Self-employed:
    • Personal ID
    • Recent Utility Bill (Max 3 Months old)
    • Recent commercial register (max 6 Months old)
    • Taxation Card & Tax Status Certificate
    • Original income certificate issued by a Chartered Accountant
    • Recent 6 months bank statement or formal tax declaration (stamped as received by tax authority)
    • The registered (or can be registered) ownership document of the financed Unit
    • Building license
    • Real estate certificate
    • Transmitting the financed unit's Privatization Decision to the order of NBK - Egypt (in case of new Cities)
  • Overview
  • Loan features
  • Customer entitlement criteria
  • Required Documentation